People often don’t understand the cost of their health insurance and may be unaware of their options, according to a new study.

The study by the National Bureau of Economic Research (NBER) looked at how insurance prices affected consumers.

People in New York and California, for example, paid significantly more for health insurance than people in other states.

People in New Jersey and New York paid significantly less for health coverage than people living in other parts of the country.

The researchers found that in New Hampshire, the state with the highest costs, the average annual premium was nearly four times higher than the average for other states with the same size population.

In New York, premiums were over six times the national average.

In California, the researchers found premiums were close to five times the average in California, where the average cost of health insurance was over 14 times the federal average.